Last update:November 19, 2024, 1:06 p.m. IST

Jeevan Pramaan Patra: Digital Life Certificate is a convenient service that allows retirees to submit a life certificate online

Digital Life Certificate: Jeevan Pramaan must be produced every year in November to approved pension providers such as banks and post offices.

Digital Life Certificate: The Jeevan Pramaan Patra (Life Certificate) is a digital initiative of the government to simplify the presentation of life certificates for retirees. Instead of physically visiting the pension disbursing authority, pensioners can now submit their life certificates online through various methods, including home banking.

Here is an overview of how it works:

What is home banking used for? Jeevan Pramaan Patra?

Doorstep Banking allows retirees, especially the elderly or those with limited mobility, to submit their life certificates from the comfort of their homes. Representatives of the bank or service providers come to the retiree’s home to finalize the procedures.

Main features:

Ease of access:

-There is no need to go to banks, post offices or pension funds.

-Reduces stress, especially for elderly retirees.

Digital submission:

The life certificate is generated digitally using the Jeevan Pramaan app and Aadhaar-based authentication.

Extended network:

The services are offered by major banks like SBI, ICICI Bank, HDFC and many others under the Doorstep Banking Alliance.

Profitable:

A nominal fee is charged for in-home service.

How can retirees search for home banking services for submitting a life certificate?

Retirees can easily avail home banking services to submit their life certificates without leaving their homes. Here is a step-by-step guide:

1. Sign up for home banking

Sign up for the service through your bank’s website, mobile app, or by contacting the home banking helpline.

Some banks also allow registration through the Doorstep Banking Alliance app or by visiting a nearby branch.

2. Prepare the necessary documents

Complete the life certificate form ensuring all required details are complete.

Keep your Aadhaar number, pension account details and any other necessary documents ready for verification.

3. Schedule a home visit

Contact your bank or home banking provider to arrange a visit.

Indicate your preferred date, time and address for the bank agent to visit your residence.

4. Authentication and digital submission

Upon arrival, the bank agent:

-Recover the life certificate form.

-Use the Jeevan Pramaan app and a biometric device for authentication.

-Generate the Digital Life Certificate (DLC) and submit it electronically to the pension disbursement authority.

The life certificate is generated and sent electronically to the pension payment agency.

Other ways to submit Jeevan Pramaan Patra:

Postal services:

India Post also offers doorstep services for submission of life certificates.

Online self-submission:

Pensioners with a biometric device and internet access can submit it online using the Jeevan Pramaan app for life certificate.

Deadline for submission of Jeevan Pramaan Life Certificate

Retirees are required to present their life certificates every year. For the current year:

Submission period: From November 1 to November 30, 2024. People aged 80 and over can submit it from October 1 to November 30.

Why choose home banking services?

Convenience: Avoid the hassle of traveling to a branch or retirement office.

Accessibility: Particularly beneficial for elderly or physically disabled retirees.

Transparent process: Digital submission ensures fast and error-free processing.