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Central Health Insurance Plan Medicare Advantage Review 2024-2025
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Central Health Insurance Plan Medicare Advantage Review 2024-2025

Advantages and disadvantages of the central health insurance plan

Benefits


$0 Premiums: All Central Health Medicare Advantage plans that are not SNPs have $0 premiums for 2025.

Low out-of-pocket limits: Central Medicare’s out-of-pocket limits are often less than $3,000 per year, which is considerably lower than the large company average.

Disadvantages


Star Rating: Central Health Medicare Plan scores well below the industry average in star ratings from the Centers for Medicare & Medicaid Services.

Member experience: Central Health Medicare Plan scores lowest on CMS member experience measures.

Compare with other providers

UnitedHealthcare Medicare Advantage - CHU

UnitedHealthcare

3.82

CMS Star Rating

Aetna Medicare Advantage

Etna

4.27

CMS Star Rating

Talk to a licensed insurance agent at Askchapter.org

GET A QUOTE

on NerdWallet

We will connect you with Medicare companies based on the information you provide. They will help you find a plan that fits your needs. If you prefer to speak to a licensed insurance agent immediately, please call the number listed below.

M-F 8am-10pm EST, Sat-Sun 9am-9pm EST

Talk to a licensed insurance agent at Askchapter.org

Humana Medicare Advantage

Human

3.63

CMS Star Rating

5:00 a.m. to 8:00 p.m. PST daily

Call Humana

Cigna Medicare Advantage

Cigna

3.93

CMS Star Rating

Talk to a licensed insurance agent at Askchapter.org

GET A QUOTE

on NerdWallet

We will connect you with Medicare companies based on the information you provide. They will help you find a plan that fits your needs. If you prefer to speak to a licensed insurance agent immediately, please call the number listed below.

M-F 8am-10pm EST, Sat-Sun 9am-9pm EST

Talk to a licensed insurance agent at Askchapter.org

Compare with other providers

UnitedHealthcare Medicare Advantage - CHU

UnitedHealthcare

3.82

CMS Star Rating

Humana Medicare Advantage

Human

3.63

CMS Star Rating

5:00 a.m. to 8:00 p.m. PST daily

Call Humana

Our full review

Central Health Insurance Plan Medicare Star Rating

Average star rating, weighted by listings: 2.5

Central Health Medicare Plan’s Medicare Advantage plans are rated below the industry average, receiving an average rating of 2.5 out of 5 stars from the Centers for Medicare & Medicaid Services (CMS) for 2025, weighted by registrations.

For comparison, the weighted average star rating of all providers is 3.92.

CMS maintains star ratings for Medicare Advantage plans on a 5-point scale, ranking plans from best (5 stars) to worst (1 star). The agency bases these ratings on plans’ quality of care and customer satisfaction measures, and ratings can change from year to year.

How much does Medicare Advantage from Central Health Medicare Plan cost?

In 2025, all Central Health Medicare Plan Medicare Advantage prescription drug plans that are not special needs plans (SNPs) have a $0 premium.

(Most people pay this standard Part B amount, but if your income is above a certain threshold, you’ll pay more. Some Medicare Advantage plans cover part or all of your Part B premium.)

Copayment, coinsurance, and deductible requirements vary depending on your plan, location, and the services you use. Other personal expenses to consider include:

  • If the plan covers part of your monthly Medicare Part B premium.

  • The plan’s annual deductibles and any other deductibles, such as the drug deductible.

  • Co-payments and/or co-insurance for each visit or service. For example, there may be a $10 copay to see your primary care physician and a $45 copay to see a specialist.

  • The plan’s maximum in-network and out-of-network spending amounts.

  • Whether your medical providers are in-network or out-of-network, or how often you can go out of network to receive care.

  • Whether you need additional benefits and whether the plan charges for them.

To get an idea of ​​costs, use Medicare’s plan finder tool to compare information between plans available in your area. You can select by insurance company to see only Central Health plans or compare between insurance companies.

Medicare Advantage Plans Available for Central Health Medicare Plan

Central Medicare Plan Offers Medicare Advantage prescription drug plans as well as Medicare Advantage plans without drug coverage.

Package offerings include the following types:

Medicare Advantage Central Health Plan Service Area

Compare Medicare Advantage Providers

Get more information below on some of the top Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your zip code and county.

Find the right Medicare Advantage plan

  • What are the costs of the plan? Do you understand what the plan’s premium, deductibles, co-pays and/or coinsurance will be? Can you afford them?

  • Is your doctor in network? If you have one or more preferred medical providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you are taking medications, it is essential to understand how the plan covers them. What tier do your prescription drugs fall into and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan provide routine coverage for vision, dental and hearing needs?

  • Are there any extras? Does the plan offer additional benefits, such as fitness memberships, transportation benefits, or meal delivery?

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).