Do you have car insurance? What about home insurance? Do you have an insurance policy of any kind? Chances are it is, and if I asked you if it was a good cover, a bad cover, or something in between, you would say words indicating that you have a “full coverage”. If you think you might benefit from the always sought-after and rarely found “full coverage,” read on.

When you purchase an insurance policy, whether you speak with a licensed agent or broker or call an insurer directly, you have the choice on what you will buy. You probably have an idea of ​​what you want to pay more for than what you are going to buy. For this reason, you may find yourself requesting comprehensive coverage. The problem is that there really isn’t comprehensive coverage. Let me explain why and let’s start with an analogy.

A drive-thru analogy