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Life Certificate 2024: How to submit annual life certificate online and offline; a detailed guide | Business news in India
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Life Certificate 2024: How to submit annual life certificate online and offline; a detailed guide | Business news in India

Life Certificate 2024: How to Submit Jeevan Pramaan Patra Online & Offline; a detailed guide

Retirees play an essential role in the social fabric of our society and their financial security is essential. To ensure continued access to retirement benefits, life certificate Submissions are required for all retirees. This process, which verifies the life status of the retiree, has been streamlined through various online and offline methods. With recent initiatives to promote digital submissions, retirees can easily fulfill this requirement and maintain their financial support.
The obligation for retirees to submit their jeevan pramaan patra is an essential process to ensure the integrity and sustainability of pension funds. By offering multiple submission methods, both online and offline, the government is making it easier for retirees to comply with this requirement. The ongoing digital campaigns further illustrate the Government’s commitment to improving the efficiency and accessibility of pension services, ensuring that retirees receive their benefits without unnecessary delays.

Submission window for ‘Jeevan Pramaan Patra’ opens for pensioners below 80 years of age with deadline of November 30

The life certificate submission window opened on November 1 for retirees under the age of 80. This is part of an annual cycle during which retirees must reaffirm their eligibility for pension payments. The deadline for submitting the life certificate is November 30. If the certificate is not submitted within this deadline, pension payment will be suspended from December. This requirement also applies to very elderly people (aged 80 and above), who were allowed to present their certificates from October 1, with the same deadline of November 30.

How to present the life records of retirees?

Retirees can submit their life certificates through several methods, tailored to various preferences and technological capabilities. Here are the options available:

  • Jeevan Pramaan Portal: It is an online platform designed to enable retirees to submit their life certificates digitally. The Jeevan Pramaan system uses biometric authentication to verify the identity of the retiree.
  • Home Banking Agents (DSB): Retirees can choose to have a bank agent visit them at home to facilitate the delivery of their life certificate. This method is particularly beneficial for people with mobility problems.
  • Biometric devices in post offices: Many post offices are equipped with biometric devices that allow retirees to present their life records using fingerprint or iris recognition.
  • Forms for attestation of physical life in a bank branch: PUsers can also fill and submit physical forms at their respective bank branches.

Submit a life certificate online

For those who choose to submit their life certificates online through the Jeevan Pramaan portal, the following steps are involved:

  • Make sure Aadhaar is updated: Pensioners should ensure that their Aadhaar number is updated with the pension disbursing authority, such as their bank or post office. This is crucial for successful biometric verification.
  • Download the required applications: Pensioners need to download the AadhFaceRD and Jeevan Pramaan Face apps from the Google Play Store. These applications facilitate biometric authentication.
  • Provide the necessary information: The retiree must enter relevant personal information into the application.
  • Biometric verification: The system will use biometric technology, such as facial recognition, fingerprint scanning or iris recognition, to authenticate the user.
  • Submit information: After capturing the biometric data, the retiree submits the information through the app.
  • Receive confirmation: Once successful submission, a link to download the Jeevan Pramaan Certificate will be sent to the registered mobile number via SMS.

Submit life certificate offline

For retirees opting for offline submission, the process is simple:

  • Direct submission: The life certificate must be submitted directly to banks, post offices or other designated locations. Retirees can visit their respective institutions and provide the necessary documentation.

What happens if retirees do not present their life certificates?

If retirees do not present their life certificates within the stipulated time, the payment of their pension will be interrupted from the following month. However, payments will resume once the life certificate is submitted, ensuring that retirees do not permanently lose access to their funds, provided they complete the required procedure.

Certificate of Life: Recent Developments and Campaigns

In a bid to facilitate the submission process, the Department of Pensions and Pensioners’ Welfare (DoPPW) has launched its third national Digital Life Certificate (DLC) campaign. This campaign runs from November 1 to 30 and covers 800 cities and districts. The campaign aims to promote the use of digital platforms for submitting certificates, thus ensuring greater accessibility for retirees.
On the first day of this campaign, over 1.8 lakh retirees successfully generated their digital life certificates, highlighting the growing adoption of technology among retirees. This indicates a positive trend towards digitalization and effective use of biometric authentication methods.

Life Certificate Submission: Related FAQs

What is a life certificate?
A life certificate is an official document that verifies a retiree’s life status, required annually to continue receiving retirement benefits.
Who must present a life certificate?
All retirees, including family retirees, must present a life certificate to maintain their pension payment.
When should retirees present their life certificate?
Retirees under the age of 80 must present their life certificate between November 1 and November 30 of each year. Super seniors (80 years and over) will be able to submit theirs from October 1, within the same deadline.
What happens if I don’t submit my life certificate on time?
If the life certificate is not presented on time, pension payment will be suspended from the following month.
What methods can retirees use to present their life certificate?
Pensioners can submit their life certificates online through the Jeevan Pramaan portal, through home banking agents, using biometric devices at post offices or in person at bank branches.
How can I submit my life certificate online?
Pensioners can submit their life certificates online using the Jeevan Pramaan portal and completing biometric verification through designated applications.
Is there an option for physical presentation of the life certificate?
Yes, retirees can submit their life certificates in person to their respective banks or post offices.
What documents do I need to present my life certificate?
Typically, you will need your Aadhaar number for biometric verification, as well as any other identification or pension-related documents required by your pension disbursing authority.
How can I check the status of my life certificate submission?
Pensioners can check the status of their life certificate submission through the Jeevan Pramaan portal or by contacting their bank or pension disbursing authority.
Can I reapply if my life certificate submission fails?
Yes, if your submission is unsuccessful, you can reapply and resubmit your life certificate using the same methods available to you.